Budget Investing Made Clear
Real strategies for everyday people who want to grow their money without overwhelming complexity or unnecessary risk. We break down investing basics and help you build confidence with your financial decisions.
Your Path From Confused to Confident
Most people find investing intimidating because of jargon and conflicting advice. Our program strips away the noise and focuses on what actually matters when you're working with a limited budget.
We've worked with hundreds of Canadians who started with little knowledge and modest savings. They didn't become millionaires overnight, but they did learn to make smarter choices with their money.
Foundation Building
Understanding risk tolerance, account types, and basic market mechanics. We start with the fundamentals that matter in Canadian markets.
Strategy Development
Creating a personalized approach based on your actual financial situation, not some generic template pulled from a textbook.
Ongoing Growth
Monthly check-ins and access to our community where you can ask questions and learn from others facing similar challenges.
What You'll Actually Learn
Six focused modules delivered over twelve weeks. Each one builds on the last, but we move at a pace that makes sense for working adults.
Market Basics
How stocks, bonds, and funds actually work. We cover terms you'll encounter without turning this into an economics lecture.
Canadian Accounts
TFSAs, RRSPs, and regular investment accounts explained. Understanding which one makes sense for your situation can save you thousands in taxes.
Risk Assessment
Figuring out what level of volatility you can handle mentally and financially. Everyone says they're comfortable with risk until markets drop.
Portfolio Building
Practical approaches to diversification when you're starting with smaller amounts. Index funds, dividend stocks, and what makes sense for budget investors.
Fee Management
How trading costs and management fees eat into returns. Small differences compound dramatically over time.
Long-Term Habits
Creating sustainable investment routines. Avoiding panic decisions when markets get choppy and staying focused on your actual goals.
How We Teach Differently
No fancy theories that fall apart in real markets. Just practical guidance from people who've helped everyday Canadians navigate investing.
Rhett Gagnon
Spent 15 years helping clients build portfolios on modest budgets. Led workshops across Alberta teaching investment fundamentals to beginners.
Small Group Format
We cap each cohort at 20 participants. This means you get actual attention instead of being lost in a crowd of hundreds.
Weekly live sessions where you can ask questions about your specific situation. Plus recorded versions if you miss one because life happens.
Real Case Studies
We walk through actual scenarios from past participants who agreed to share their journeys. You'll see both successes and mistakes, which matters more than perfect examples.
- How someone built their first diversified portfolio with $3,000
- Recovering from panic selling during a market dip
- Choosing between paying debt and starting to invest
- Adjusting strategy after major life changes
Private Community Access
Join our members-only forum where you can connect with other learners. Sometimes the best insights come from peers who recently faced the same confusing decision you're wrestling with.
Our facilitator monitors discussions daily and jumps in when clarification helps. You're not alone in figuring this out.
Tools and Templates
We provide spreadsheets and checklists that participants find useful for tracking investments and staying organized. Nothing fancy, just practical resources you'll actually use.
Ready to Build Investment Confidence?
Applications for our October 2025 cohort open in August. Reach out with questions or let us know you're interested in joining the next group.